FAQ’s

  1. What is Instant Cash Canada?

    Instant Cash Canada is a vehicle title Loan Company providing loans services all over Canada. We make it easier to attain a loan fast without any hassle. The repayment plans are flexible without any prepayment penalties. We don’t do any credit checks or have any job requirements.

  2. What is a car title loan?

    Instant Cash Canada is a vehicle title Loan Company providing loans services all over Canada. We make it easier to attain a loan fast without any hassle. The repayment plans are flexible without any prepayment penalties. We don’t do any credit checks or have any job requirements.

  3. Why choose Instant Cash Canada?

    Instant Cash Canada provides the maximum amount of cash based on the value of your car. We strive to get cash instantly without extensive documentations and procedures. We operate in multiple provinces and provide you with the lowest interest rates in the title loan industry. We make give your every monthly payment goes towards, interest, fees and the principal and not merely paying off interest. This is to ensure you repay your loan and reduce your debt each and every month.

  4. What are the eligibility criteria?

    • You must be 18 years or older.
    • Must have a fully owned car, truck, motorcycle etc in your name.
    • vehicle must be less than 10 years old and less than 170000 kms.
    • Should be fully insured with collusion deductible.
    • Lender must possess a valid driving license.
    • Vehicle should a valid registration.
    • The title and the insurance should be in the name of the lender.
    • Must possess a second set of keys to the vehicle.

  5. What documents are required?

    • a clear vehicle title.
    • Insurance and registration papers.
    • Driving license of the borrower.

  6. How much can I borrow?

    The equity in your vehicle determines the loan amount you are eligible for.

  7. When do I need to repay?

    Our flexible repayment plan extends up to 4 years unlike other type of similar loans which you need to repay within 30 days. The long duration repayment makes it easier for you to repay the loan. It can also be repaid earlier without any hassle.

  8. How do I apply?

    • You can call us or apply online to get preliminary approval.
    • One of our dedicated sales agents will contact you with a pre approval amount.
    • We will give you a rough estimate of the amount than can be borrowed based on the value of your vehicle.
    • You will come down to our nearest branch with the vehicle and proper documents.
    • The vehicle will be inspected physically.
    • We will give you the money.

  9. How long does it take to get my loan approved?

    It will hardly take an hour for your loan to get processed. It is that fast and easy.

  10. I have a bad credit history, am i eligible for the loan?

    Our loans are conceptualized specially for people with bad credit so that they can have instant access to cash whenever they require without having going through any kind of credit check. You don’t need to have any job to be eligible for the loan.

  11. Is credit check performed?

    There are no kinds of credit check performed. Any individuals with bad credit or no credit can apply for our loan and get cash instantly. There is no lengthy procedure.

  12. Can I pay off my loan early?

    Yes, you can pay off your loan earlier any time you want. There are also no pre payment penalty charges levied should you decide to pay it off early.

  13. Will I be charged any pre payment penalty?

    No we don’t charge any pre payment penalty charges for early payment. You can pay it off any time you want before the loan tenure.