Last Updated on March 17, 2025 by Alice

Counselling sessions are as important as any other medical assistance but the high prices of the therapeutic services can pose a major deterrent to many people. With the demand for mental health support falling on an upward trajectory in Victoria, BC, accessing professional counselling can sometimes feel like a financially daunting task. An auto equity loan is a practical one, as it can allow people to still cover these essential expenses without overextending financially.

Cost of Counselling Sessions Victoria, BC

How much do counselling sessions cost? Counselling in Victoria, BC. Individual counselling sessions generally run from $120 to $250 per session; couples or family sessions typically range from $140 to $275. Most are 50 to 60 minutes long.

For instance, Victoria Counselling Centre costs $165 per session for individuals and $185 with a partner. Here are other rates for you to choose from:

• Life Happens Counselling: Individual session $160; Couples session $175. 
• Lavender Counselling offers a wider range, charging between $140 and $220 for individual therapy, and $175 for couples therapy to $225. 
• Individual sessions at the Woods Art & Wellness and Resilient Roots Counselling cost between $150 and $170. More specialized providers charge rates that start at $250 per session, such as Dr. S. Boies.
• Certain providers like No Fear Counselling and The Counselling Collective provide sliding scale fees and reduced rates from $120. 

Many counselling services may also be covered under extended health insurance plans, so it’s a good idea to check with your insurance provider. For the lower-cost end of the spectrum, you might consider community-based mental health services, students in training programs (counselling students often offer low-cost therapy), or organizations that provide free or donation-based therapy. However, the best way to find the most accurate rates is by visiting the provider’s website or contacting them directly.

What is an Auto Equity Loan?

An auto equity loan Victoria BC, also known as an auto title loan, allows borrowers to use their vehicle as collateral. Car equity loans differ from traditional loans granted by banks. They have a simpler verification process that often just involves proving ownership of the vehicle and showing some kind of repayment ability. This makes them more accessible and faster than many other forms of accessing funds, including counselling, mental health services and other methods of receiving support.

Why Choose an Auto Equity Loan for Counselling?

Counselling with auto equity loans enables instant cash availability so that finances don’t cramp any delay in reaching for much-needed mental health assistance. Such loans are approved in a short duration and give individuals the freedom to book counselling sessions without prolonged wait. Much like title loans, a lot of auto equity lenders do not perform a credit check, making them a viable option for people with sub-optimal credit profiles who might find it difficult to get traditional financing.

Because the funds are secured by the vehicle’s equity, fully paid-up cars or those with considerable value can free up money for a few sessions of therapy, or even ongoing counselling assistance. As the auto equity loan is secured on the vehicle, interest rates for vehicle title loans are generally lower than payday loans or unsecured personal loans, making repayment easier. Moreover, numerous lenders provide flexible repayment plans, so that borrowers can slot payments within their budget, so they can focus on their mental health and not worry about finances.

About Instant Cash Canada – Why Choose Us as Your Financial Partner

At Instant Cash Canada, we understand how financial emergencies may happen at any time. Be it an emergency medical expense, an unexpected car repair or just a rough month where bills stack up, in our company, we can. Our mission is simple: we want to give people all over Canada who need money quickly fast, reliable and hassle-free loans. We are committed to providing extraordinary service while making the process as smooth and painless as possible.

Why Choose Us?

Here are a few reasons why we stand out in the lending market:

1. Full Transparency – No surprise costs or hidden charges. We offer simple loan terms and conditions that are easy to understand so you can be smart about your money! 
2. Flexible Loan Options – At our company, we understand that individuals have different financial needs, so we offer a range of loan products, including car title loans, collateral loans, and emergency loans. Work with a team to customize a loan that fits your situation. 
3. A Quick and Easy Process – A loan should not have a lot of processes involved based on a paper trail. We have a simple application process, so you can get your funds—quickly!

How It Works

• Apply Online or Call Us – Complete our online application or give us a call for a quick consultation.
• Minimal Paperwork – Our documentation process is simplified, so applying is painless.
• Get Your Cash – Obtain the funds in a day without excessive wait times.

What We Offer

1. No Hard Credit Searches — You won’t have a credit check leaving a mark on your credit history.
2. Requires less documentation – Lets you apply quickly and get approved in minutes.
3. Low Monthly Payments — Flexible repayment plans that work for your budget.
4. Continue Driving Your Car – Get an auto equity loan and use the title of the vehicle while using your car.
5. Flexible Loan Terms – Borrow for up to 4 years based on what works best for you.
6. Cash on the Same Day – You can have all the financial assistance you need without the long waiting time.

Short-term loans Fast, Reliable and Hassle-free Lending

Instant Cash Canada is your trusted short-term lender. Whether you require money for any urgent-based expenses, a trip that you basically kept on thinking about or maybe also an unexpected situation that could arise, we can help you. You might be eligible for a loan based on your vehicle’s equity if you have a car, truck, SUV, van, motorcycle or RV (built within the past 10 years).

Are you struggling with the cost of counselling? Instant Cash Canada knows that through an auto equity loan, you can get the support you need without putting a financial burden on your back. Leverage the value of your car to get fast, easy funding—without any credit checks! You can focus on your mental health more with quick approval days and flexible repayment options. Start your loan application online or over the phone, at 866-840-7395, and invest in a healthier, better you.